If you live or work in Florida, the hurricane capital of the world, you are no stranger to strong winds and rain. An unfortunate side effect of this extreme weather is flooding, which can result in considerable damage to your home or business.  

 

Flooding can cause considerable problems. While water seems harmless, large amounts of it in the wrong place can prove incredibly damaging. Your personal and business property can be ruined and the totality of the structure can be compromised.

 

Water from flooding is dangerous and destructive. If left untreated, the water can even result in mold issues which can impact both your property and your health.

 

As you would expect, there are a significant number of flood insurance claims filed in Florida each year – more when storms are severe. Unfortunately, it can be challenging to get your insurance company to first acknowledge the claim is reimbursable, and second, to provide you with an appropriate settlement.  Each insurance claim paid negatively impacts the insurance company’s profitability, so it is not surprising they deny and underpay many claims each year.

The key to achieving a reasonable settlement is working with an experienced public adjuster. These professionals can leverage their insurance and construction experience to help identify and document your damage – two critical steps in getting you the settlement you need to return your property to the condition it was prior to the flood.

 

Handling your flood claim on your own can be very difficult. Most homeowners lack the specific knowledge and experience required to manage the process appropriately.

 

Flood damage can include property loss, construction and repair bills, mold and bacteria remediation, as well as other costs. While issues from flooding are considerable, oftentimes much of the damage is not visible to the naked eye. When a claim is filed homeowners are given only one opportunity to identify the totality of the damages sustained to the property. Our professionals employ infrared cameras, moisture detectors, and hydrometers to accurately identify all problems caused by flooding.

 

Documenting the full extent of the damages is key to obtaining an insurance payment that is sufficient to cover the cost of your loss. We understand the different types of insurance coverage and will work tirelessly on your behalf to get you the best coverage available under your policy. We provide our clients with a free damage inspection after flooding. During this process, we carefully perform a complete review to examine the inside and outside of your property.  Our years of experience give us insight into where and what to look for in flood-damaged properties.

 

Our team understands the urgency of your needs – water damage from flooding needs to be addressed as quickly as possible.  The longer you wait, the more damage can spread. We can begin working on your claim immediately! 

 

The cost to repair the damages caused by flooding is considerable, and the insurance settlement is critical to you being able to do this work. Our team will take responsibility for the entire insurance claims process – everything from conducting an inspection to documenting damage, estimating repair costs, completing paperwork, and negotiating a settlement. We are equipped to handle all types of flood claims. We will focus on the insurance process and you can focus on your life. 

 

Firehouse Adjusters has earned a reputation in Florida for providing high-quality client service while effecting positive insurance outcomes.  Because you don’t pay us until your claim is settled, and our compensation is based on our success, you can rest assured that we will work on your claim as if it were our own. Bottom line: if we don’t collect from the insurance company, we don’t get paid.

 

We know that property damage and insurance claims are stressful. While we manage the entire process, we always keep you informed of our progress and are available to answer your questions as they arise. Reach out to us today to learn more about our services and better understand how we can help you through your flood damage claim.