PROPERTY DAMAGE?
PROPERTY DAMAGE?
Your insurance company has an adjuster. You should have one too.
Your insurance company has an adjuster. You can have one too.
Firefighter Founded • Licensed Florida Public Adjuster • Residential & Commercial Claims
Public Adjuster Services for Florida Property Owners
Firehouse Adjusters represents homeowners and business owners throughout the property insurance claim process. We inspect and document property damage, review available policy coverage, prepare detailed repair estimates, communicate with the insurance company, attend inspections, and negotiate the claim on your behalf.
As firefighter-founded public adjusters, we understand how water, fire, wind, roof, plumbing, and other property losses can affect a home or business. Our goal is to make the insurance claim process easier while helping you pursue the coverage and benefits available under your policy.
ABOUT US
Firefighter Founded
Real-world experience with property damage and emergency response.
Licensed Florida Public Adjuster
Professional representation for residential and commercial policyholders.
Residential & Commercial
Property insurance claims involving homes, businesses, and investment properties.
We Represent Policyholders
Our role is to represent the property owner throughout the claim process.
When Should You Call Firehouse Adjusters?
You do not have to wait until an insurance claim becomes a problem to ask for help. Firehouse Adjusters can review the situation at different stages of the property claim process.
Before You File a Claim
You have significant property damage and want to understand the documentation and claim process before the insurance claim gets underway.
The Estimate or Payment Seems Too Low
The insurance company inspected the property and issued an estimate or payment, but the scope or amount does not appear sufficient for the covered repairs.
Your Claim Was Denied or Limited
You received a denial, partial denial, reservation of rights, or coverage limitation and want the claim documentation professionally reviewed.
The Claim Is Becoming Overwhelming
Repeated document requests, inspections, estimates, contractor questions, and insurance-company communications are becoming difficult to manage.
Property Insurance Claims We Help With
Firehouse Adjusters assists Florida homeowners and business owners with a wide range of residential and commercial property insurance claims. Every loss is different, so we review the damage, policy information, documentation, and claim history before determining how we can help.
Water Damage
Sudden water losses, appliance discharges, interior water damage, moisture impacts, and resulting repairs.
Plumbing & Pipe Leaks
Supply-line failures, plumbing leaks, drain-related losses, and resulting damage to floors, walls, cabinetry, and other building materials.
Wind, Storm, Hurricane & Roof Damage
Wind-driven damage, hurricane and storm losses, roofing damage, interior impacts, and differences in repair scope.
Fire & Smoke Damage
Structural fire damage, smoke and soot impacts, damaged contents, and the repair documentation needed after a major loss.
Denied & Underpaid Claims
Professional review of denials, partial denials, limited scopes, disputed estimates, and documentation that may support further consideration.
Commercial Property Claims
Property losses involving commercial buildings, contents, tenant improvements, and larger or more complex claim files.
Why You Need A Public Adjuster
A public adjuster will seek to maximize the amount of compensation you obtain for your claim. As experts in insurance policy, we know how to trigger specific coverages to maximize your insurance settlement.
Insurance companies’ first interest is their bottom line. This results in underpayments of claims or even downright denials to pay a claim at all. Firehouse Adjusters has provided hundreds of homeowners the expertise needed to have their claims paid fairly. Insurance data shows that using a public adjuster greatly increases your claim payment!
Have You Experienced Any of These Types Of Damages To Your Home?
Testimonials
Get A Free Inspection
Our professional adjusters can do a free inspection of your damages to quickly determine how much your insurance settlement should be.
The Claims Process
01
Evaluate the Damage
We inspect the property, document the damage, review the available policy information, and prepare a detailed estimate of the repairs needed. This information is used to properly present and support your insurance claim.
02
Claim Investigation
Your insurance company investigates the loss, reviews the documentation, and determines what damages and coverage it believes apply. We communicate with the carrier and help provide the information necessary to move the claim forward.
03
Review & Negotiation
We review the insurance company’s estimate and coverage determination against our inspection, documentation, and estimate. When differences exist, we work with the carrier to address those differences and advocate for a fair settlement under your policy.
04
Claim Resolution
Once the claim is resolved, covered insurance proceeds can be used toward repairing or replacing the damaged property. If additional covered damage or costs become apparent, we can help determine whether further claim documentation is appropriate.